solutions
Payment
A closed loop that retains value and incentivises spending within the network.
the programme
The closed payment circuit
Customers can load credit within their Spraed app and use it to make payments at participating stores. The value remains in the circuit, strengthening the network economy.
- Create the programme and add participating stores
- Recharge participants directly or manage in-store customer recharges
- Stimulate return to the store for credit spending
benefits
Why choose it
Keep the value in the network
The recharged credit can only be spent in the circuit stores, strengthening the commercial community.
No external commissions
No intermediary: transactions take place directly between participant and merchant.
Balance monitoring
Monitor from the app the progress of the programme and the balance recharged on participants accounts.
how it works
Customer experience
Recharges or receives credit
The customer goes to the till and shows the card to the merchant to top up. Or, the top-up is done directly by the operator and the customer receives the credit directly.
Receives a notification
The top-up operation is recorded and the customer receives a notification: the credit is available in his balance in the app.
Makes a purchase
When purchasing, he shows his card in the app and uses the credit to pay.
